Artikel Teknologi

Nama  :  Dwi Annisa Rahmah

Npm    :  12612269

Kelas   :  4SA02

Teknologi Perbankan

Teknologi perbankan saat ini telah mencapai pada level yang dikatakan maju dibandingkan beberapa tahun kebelakang. Produk-produk yang dihasilkannya pun cukup banyak, saya akan menjelaskan beberapa produk bank yang saya dapat dari pelajaran Terapan Komputer Perbankan. Pertama yaitu ATM atau yang dikenal dengan Anjungan Tunai Mandiri. Ini merupakan produk bank yang sudah sangat kita kenal atau jumpai hampir disetiap tempat dan bahkan merupakan mesin kasir otomatis pengganti orang karena kita tidak perlu lagi harus mengantri panjang untuk hanya melakukan pembayaran, penarikan atau penyetoran dengan jumlah yang tidak terlalu banyak. Pengoperasian ATM dapat dilakukan melalui dua cara yaitu On promise yaitu terhubung dengan server dimana ATM tersebut ditempatkan. Dan Off promise yaitu pengoperasian ATM yang menggunakan satelit khusus. Strategi pengelolaan yang dapat dilakukan ATM yaitu dilakukan sendiri atau bersama.

Kalau contoh dikelola sendiri itu in house dan out sourcing. Kalau in house pasti tidak sulit kita temui. Contohnya itu bila kita melihat di mesin ATM hanya terdapat satu nama bank saja maka itu disebut in house. Sedangkan bila kita melihat banyak nama bank pada satu mesin ATM maka itu dapat dikatakan out sourcing. Sedangkan bila stategi pengelolaan yang dikatakan bersama itu seperti joint ventura dan pihak ke-3. Keduanya memiliki arti yang hampir sama yaitu bank bergabung dengan pihak lain selain bank mereka sendiri dan membayarkan sewa pada pihak tersebut.

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Terjemahan melalui google translate:

Banking technology

The current banking technology has reached a level that is said to be advanced than several years ago. Products it generates quite a lot, I will explain some of the bank's products as I can from the lessons Applied Computer banking. The first, known as the ATM or Cash Platform independent. This is a product of the bank has been very familiar or encounter almost every place and even automated teller machine is a substitute for the person because we no longer need to have to queue for long for just making the payment, withdrawal or deposit with an amount that is not too much. ATM operations can be done via two ways i.e. On promise that is connected to the server where the ATM is placed. And Off promise, namely operation of an ATM using a special satellite. Management strategies can do ATM that is done on your own or together with.

If the example of self managed it in house and out sourcing. If in the house would not difficult we meet. For example that when we see there is only one ATM dimesin bank name alone then it is called the in house. Whereas when we see a lot of names of the bank at a cash machine so it can be said out sourcing. Whereas when the strategy for the management of said along with it such as joint venture and 3rd party. Both have almost the same meaning, namely the bank merged with the bank other than their own and pay rent on the party.

https://translate.google.com/

Terjemahan sendiri:

Technology of Banking

Now technology of banking has reached a level that its to be advanced than several years ago. Products it generates quite a lot, I will explain some of the bank's products that I get from the lessons Applied Computer banking. The first, known as the ATM or Cash Platform independent. This is a product of the bank has been very familiar or encounter almost every place and even automated teller machine is a substitute for the person because we no longer need to have to queuing for a long time for just making the payment, withdrawal or deposit with an amount that is not too much. ATM operations can be done via two ways i.e. On promise that is connected to the server where the ATM is placed. And Off promise, namely operation of an ATM using a special satellite. Management strategies can do ATM that is done on your own or together with.

If the example of self managed it in house and out sourcing. If in the house would not difficult we meet. For example that when we see there is only one machine ATM bank name alone then it is called the in house. Whereas when we see a lot of names of the bank at a cash machine so it can be said out sourcing. Whereas when the strategy for the management of said along with it such as joint venture and 3rd party. Both have almost the same meaning, namely the bank merged with the bank other than their own and pay rent on the party.